/* Meridian Economics — brand palette and type (see brand guide) */
@font-face {
  font-family: "Montserrat";
  src: url("/assets/fonts/montserrat-latin-500-normal.woff2") format("woff2");
  font-weight: 500;
  font-display: swap;
}
@font-face {
  font-family: "Montserrat";
  src: url("/assets/fonts/montserrat-latin-600-normal.woff2") format("woff2");
  font-weight: 600;
  font-display: swap;
}

:root {
  --navy: #0D1B2A;
  --slate: #415A77;
  --gold: #C9A46A;
  --stone: #6B7280;
  --light: #F2F4F7;
  --white: #FFFFFF;
  --serif: "Times New Roman", Times, Georgia, serif;
  --sans: "Montserrat", "Helvetica Neue", Arial, sans-serif;
  --wrap: 1120px;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 84px; }
body {
  margin: 0;
  font-family: var(--serif);
  font-size: 19px;
  line-height: 1.55;
  color: var(--navy);
  background: var(--white);
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; height: auto; display: block; }
a { color: var(--slate); }
a:hover { color: var(--navy); }
:focus-visible { outline: 2px solid var(--slate); outline-offset: 3px; }

.wrap { max-width: var(--wrap); margin: 0 auto; padding: 0 28px; }
.narrow { max-width: 820px; }

.skip { position: absolute; left: -9999px; }
.skip:focus { left: 16px; top: 16px; z-index: 100; background: var(--white); padding: 8px 12px; }

h1, h2, h3 { font-family: var(--serif); font-weight: 700; color: var(--navy); line-height: 1.15; margin: 0 0 .5em; }
h1 { font-size: clamp(2.1rem, 4.6vw, 3.3rem); letter-spacing: -0.01em; }
h2 { font-size: clamp(1.7rem, 3vw, 2.3rem); }
h3 { font-size: 1.2rem; }
p { margin: 0 0 1em; }

.eyebrow {
  font-family: var(--sans);
  font-weight: 600;
  font-size: .74rem;
  letter-spacing: .18em;
  text-transform: uppercase;
  color: var(--slate);
  margin: 0 0 .9em;
}
.eyebrow-light { color: #C5D0DC; }
.muted { color: var(--stone); font-style: italic; }

.btn {
  display: inline-block;
  font-family: var(--sans);
  font-weight: 600;
  font-size: .82rem;
  letter-spacing: .1em;
  text-transform: uppercase;
  text-decoration: none;
  padding: 14px 26px;
  border: 1px solid transparent;
  border-radius: 2px;
  cursor: pointer;
  transition: background .15s, color .15s;
}
.btn-navy { background: var(--navy); color: var(--white); }
.btn-navy:hover { background: var(--slate); color: var(--white); }
.btn-white { background: var(--white); color: var(--navy); }
.btn-white:hover { background: var(--light); color: var(--navy); }

/* Header */
.site-header {
  position: sticky; top: 0; z-index: 50;
  background: rgba(255,255,255,.97);
  border-bottom: 1px solid #E3E7EC;
}
.header-inner { display: flex; align-items: center; gap: 32px; height: 72px; }
.brand img { height: 46px; width: auto; }
.site-nav { display: flex; gap: 28px; margin-left: 8px; }
.site-nav a, .phone {
  font-family: var(--sans); font-weight: 500; font-size: .8rem;
  letter-spacing: .08em; text-transform: uppercase;
  color: var(--navy); text-decoration: none;
}
.site-nav a:hover { color: var(--slate); }
.header-cta { margin-left: auto; display: flex; align-items: center; gap: 22px; }
.header-cta .btn { padding: 11px 20px; }

/* Hero */
.hero { background: var(--navy); color: var(--white); }
.hero-inner {
  display: grid; grid-template-columns: 1.35fr 1fr; gap: 56px; align-items: center;
  padding-top: 88px; padding-bottom: 96px;
}
.hero h1 { color: var(--white); }
.gold-rule { display: block; width: 64px; height: 2px; background: var(--gold); margin: 0 0 26px; }
.lede { font-size: 1.15rem; color: #DCE3EA; max-width: 36em; }
.hero-actions { display: flex; align-items: center; gap: 22px; flex-wrap: wrap; margin-top: 30px; }
.hero-phone { color: #C5D0DC; text-decoration: none; font-family: var(--sans); font-size: .85rem; letter-spacing: .04em; }
.hero-phone:hover { color: var(--white); }
.hero-mark { display: flex; justify-content: center; }
.hero-mark img { width: min(360px, 100%); }

/* Sections */
.section { padding: 92px 0; }
.section-gray { background: var(--light); }
.section-navy { background: var(--navy); color: var(--white); }
.section-navy h2 { color: var(--white); }
.section-intro { max-width: 46em; color: #2A3B4F; margin-bottom: 40px; }

.cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.card {
  border: 1px solid #E1E6EC; border-top: 2px solid var(--navy);
  padding: 26px 26px 18px; background: var(--white);
}
.card p { font-size: 1rem; color: #2A3B4F; }

.approach { display: grid; grid-template-columns: 1fr 1.25fr; gap: 64px; align-items: start; }
.points { list-style: none; margin: 0; padding: 0; }
.points li { padding: 18px 0 18px; border-top: 1px solid #D5DCE4; font-size: 1.02rem; }
.points li:last-child { border-bottom: 1px solid #D5DCE4; }
.points strong { display: block; margin-bottom: 2px; }

.steps { list-style: none; margin: 36px 0 0; padding: 0; display: grid; grid-template-columns: repeat(4, 1fr); gap: 28px; counter-reset: step; }
.steps li { counter-increment: step; border-top: 1px solid var(--slate); padding-top: 18px; }
.steps li::before {
  content: "0" counter(step);
  display: block; font-family: Consolas, "Courier New", monospace;
  color: var(--slate); font-size: .95rem; margin-bottom: 10px;
}
.steps p { font-size: 1rem; color: #2A3B4F; }

.about { display: grid; grid-template-columns: 1fr 1.6fr; gap: 64px; }
.role { font-family: var(--sans); font-size: .8rem; letter-spacing: .1em; text-transform: uppercase; color: var(--stone); }

.faq details { border-top: 1px solid #DDE3EA; }
.faq details:last-child { border-bottom: 1px solid #DDE3EA; }
.faq summary {
  cursor: pointer; list-style: none; padding: 20px 40px 20px 0; position: relative;
  font-weight: 700; font-size: 1.08rem;
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after {
  content: "+"; position: absolute; right: 6px; top: 16px;
  font-family: var(--sans); font-size: 1.3rem; color: var(--slate);
}
.faq details[open] summary::after { content: "\2013"; }
.faq details p { padding-bottom: 8px; color: #2A3B4F; }

/* Contact */
.contact { display: grid; grid-template-columns: 1fr 1.3fr; gap: 64px; align-items: start; }
.contact-info p { color: #DCE3EA; }
.contact-list { margin: 30px 0 0; display: grid; grid-template-columns: auto 1fr; gap: 10px 22px; }
.contact-list dt { font-family: var(--sans); font-size: .72rem; letter-spacing: .14em; text-transform: uppercase; color: #9FB0C3; padding-top: 4px; }
.contact-list dd { margin: 0; }
.contact-list a { color: var(--white); }

.contact-form { display: grid; gap: 16px; }
.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.contact-form label {
  display: grid; gap: 6px;
  font-family: var(--sans); font-size: .72rem; letter-spacing: .12em; text-transform: uppercase; color: #C5D0DC;
}
.contact-form input, .contact-form select, .contact-form textarea {
  font-family: var(--serif); font-size: 1rem; color: var(--navy);
  background: var(--white); border: 1px solid #C9D2DC; border-radius: 2px;
  padding: 11px 12px; width: 100%;
  text-transform: none; letter-spacing: normal;
}
.contact-form textarea { resize: vertical; }
.contact-form button { justify-self: start; }
.contact-form .hp { position: absolute; left: -9999px; }
.form-status { margin: 0; min-height: 1.5em; color: #DCE3EA; }

/* Footer */
.site-footer { background: #0A1622; color: #9FB0C3; padding: 48px 0; font-size: .95rem; }
.footer-inner { display: flex; align-items: center; gap: 40px; }
.footer-logo { width: 160px; }
.footer-text p { margin: 0 0 .4em; }
.site-footer a { color: #C5D0DC; }
.fine { font-size: .82rem; color: #7D8FA3; }

/* Responsive */
@media (max-width: 960px) {
  .site-nav { display: none; }
  .cards { grid-template-columns: 1fr 1fr; }
  .steps { grid-template-columns: 1fr 1fr; }
  .approach, .about, .contact { grid-template-columns: 1fr; gap: 32px; }
}
@media (max-width: 680px) {
  body { font-size: 18px; }
  .header-inner { height: 64px; gap: 16px; }
  .brand img { height: 40px; }
  .phone { display: none; }
  .hero-inner { grid-template-columns: 1fr; padding-top: 56px; padding-bottom: 64px; gap: 8px; }
  .hero-mark { display: none; }
  .section { padding: 64px 0; }
  .cards, .steps, .field-row { grid-template-columns: 1fr; }
  .footer-inner { flex-direction: column; align-items: flex-start; gap: 20px; }
}

/* Two-column text + list (minimal home) */
.two-col { display: grid; grid-template-columns: 1fr 1.25fr; gap: 64px; align-items: start; }
@media (max-width: 960px) { .two-col { grid-template-columns: 1fr; gap: 32px; } }

/* Contact form states */
.contact-form [aria-invalid="true"] { border-color: var(--gold); box-shadow: 0 0 0 1px var(--gold); }
.contact-form button:disabled { opacity: .6; cursor: wait; }